| Facts for People with Bad Credit Score - http://credit-repair.zersal.com/2008/08/15/facts-for-people-with-bad-credit-score/ Bad credit is a poor credit rating. People with a bad credit rating have a history of late payments, skipping payments, over borrowing on credit cards or declaring bankruptcy. Poor financial management leads to bad credit. Spending habits, forgetfulness and lack of organization result in a bad credit rating. Then credit reference agencies give you a negative rating whenever you apply for a home loan or a mortgage. Not to worry as you can still get bad credit loans. - Read more |